Pending direct deposit is when the Cash App is not able to process your direct deposit directly from your bank account. This can happen for a few reasons, but the most common reason is that the Cash App isn’t able to find your bank account information. Sometimes, the Cash App may not be able to find your checking or savings account information. Other times, the Cash App may be unable to connect to your bank account at all. In some cases, you may not have received a direct deposit notification in your mailbox.